Local Life Agents
5 From 1 to 5
14 Reviews
Overall Ratings
5 Stars
4 Stars
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1 Star
  • 14 Reviews
  • 10 / 10 Recommend
  • 10 / 10 TrustScore
Feb 04, 2020
My agent Ryan Wood is very knowledgeable and helpful.
Mar 22, 2019
Ryan was extremely knowledgeable on all plans. I did not want to take the time to go in for interviews and screenings and he was able to put me under a great (affordable) plan that was very minimal time on my end. I even did a ton of research after he gave me my options and his opinion and I came to the same conclusion as he. Trust him and let him do the work!
Feb 08, 2019
Excellent service from Ryan. Kept me informed every step of the way. Never once did I feel like he was telling me what I wanted to hear. Very professional. Would highly recommend him.
Jun 08, 2017
Ryan was extremely helpful and responsive. I would definitely work with him again for future needs.
Jun 08, 2017
Great, independence insurance agency that was able to provide accurate and timely quotes. They also were available for frequent updates during the less than timely underwriting process. Highly recommend to others
May 17, 2017
I work in the insurance industry and can safely say that Ryan Wood is the best agent I've come across. He truly cares about his clients. Extremely hard worker, quick to respond, and finds the best combination of price and coverage. What more can you ask for? I highly recommmend Ryan!
May 16, 2017
Our rep made it very easy on my husband and I to make a decision on the best policies for our family. Thank you!
May 16, 2017
Awesome knowledge about all types of insurance. Extremely helpful
Jul 30, 2016
For someone who has almost zero knowledge when it comes to life insurance, I was completely lost and felt totally helpless when searching for the right insurance for my father. Brad Cummins from Local Life Agents has been a real gem! Not only was he able to locate the insurance companies, he narrowed down which policies my father qualified for, provided all the necessary documents to complete, and walked me through the entire process! We were so pleased with his help we sent some local goodies his way! Thank you, Brad, for making this one of the easiest things our family has dealt with in months!
Jul 29, 2016
Working with Brad at Local Life Agents has been a pleasure. He helped me and my wife buy life insurance. I got quotes from State Farm and Brad showed me several companies that offered twice the coverage for the same price. Glad I called him! Highly recommend!
Dec 21, 2014
I was looking for a better term life insurance policy as I was only covered for a small amount through my work. Living and working in Cincinnati, it was important to me to find an agent who was close, knowledgeable, and most importantly, not pushy on products I wasn't interested in. Long story short, my background required Ryan to go above-and-beyond what I would consider the normal duties of an agent, and he did it willingly. In fact, he even came to my office to expedite the process and always kept me apprised of the progress of my application. Great communicator, always available, friendly, and knows his stuff! I couldn't be more happy with my experience and highly recommend Ryan.
Molly J.
Dec 21, 2014
Being newly engaged it became time to supplement my work life insurance policy with a more substantial, yet affordable, term life insurance policy. Being somewhat familiar with the industry I was worried about finding an agent that would take the time to carefully evaluate my needs, provide an accurate quote based upon my unique health circumstances, all while providing great customer service. Ryan Wood delivered on all the above, his service and professionalism were truly impeccable.

Ryan took great care in evaluating my personal needs and educating me on all of the insurance options I had available to me. Within only a few days he was able to locate and apply for a term policy that was the best fit for my family and I. Because of his thorough due diligence there was no surprises at the end of the process. The end result was a life insurance policy that will help secure my family’s future. I highly recommend using Ryan at Local Life Agents!

Dec 21, 2014
I am 60 years old, a retired Louisville KY school teacher. In 2006-2007, I went through Stage 4 cancer (twice). Since retiring, and not being able to afford continuation of my Kentucky Teacher retirement policy, I looked around for some life insurance. In part, this is to cover the student loans that I, and my 2 sons, have accrued. Some companies are not interested in trying to work a policy for ex-cancer patients, especially at my age. (I have doctor check-ups, and my health is fine-- I'm going back to work next month.) Ryan checked around, compared, answered my questions. When you are an out-of-the-ordinary life insurance applicant, like me, there are special forms needed. Ryan helped me with those, and I ended up getting what I feel is a very fair policy from Protective Life. I would recommend Ryan Wood if you need to get Life Insurance.
Dec 21, 2014
Thank you Ryan for an absolutely professional experience in purchasing a suitable life insurance policy. Ryan is the consummate salesperson who understands a person's needs and requirements. He didn't oversell me but gave me options that were appropriate for my age and situation. Thank you again Ryan, I wish you well in your career as a life insurance agent. Outstanding service.
About Local Life Agents
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